Property Description

Welcome home to this charming and versatile 3 bedroom + bonus room, 2 full bath home located in the heart of Latonia! This well maintained property offers a flexible layout with a bedroom and full bath conveniently located on the first floor, perfect for guests or one level living. Beautiful hardwood flooring adds warmth and character throughout the main living spaces. Upstairs, youll find generously sized bedrooms offering plenty of space and comfort. Outside, enjoy a large driveway with ample parking and a spacious backyard. Additional peace of mind comes with a Goodman HVAC system installed in 2017. A wonderful opportunity to own a home with space, charm, and functionality in a convenient location!

4312 Church Street | MLS# 641957

This single family home located at 4312 Church Street, Covington, KY 41015 is currently listed for sale with an asking price of $226,600. This property was built in 1928 and has 3 bedrooms and 2 full baths with 1615 sq. ft. Church Street is located within the Kenton Co Public school district. Search Covington real estate on 5103brocaderoadse.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family

Cooling: Central Air

Days on Market: 11

Heating: Natural Gas, Forced Air

Home Style: Other, Traditional

Lot Size: 0.09 Acres

Roof Type: Shingle

Stories: 2.0

Year Built: 1928

Feature Descriptions

Appliances: Other

Exterior: Vinyl Siding

Foundation: Block

Laundry: In Basement

Lot Dimensions: Irregular

Parcel Number: 056-41-04-028.00

Parking: Off Street

Property Condition: Existing Structure

Road Frontage: City Street

Rooms Total: 8

Sewer: Public Sewer

Special View Info: City

Sub Type: Single Family Residence

Utilities: Natural Gas Available

Water: Public

Room Sizes

Primary Bedroom: 14 X 13 Level - First

Bedroom 2: 13 X 11 Level - Second

Bedroom 3: 12 X 11 Level - Second

Kitchen: 15 X 10 Level - First

Living Room: 14 X 13 Level - First

Dining Room: 17 X 11 Level - First

Primary Bath: 0 X 0 Level - Second

Bathroom 2: 0 X 0 Level - First

Local Schools

High School: Scott High

Middle School: Woodland Middle School

Elementary School: Ryland Heights Elementary

School District: Kenton Co Public

Market Trends

Kenton County Residential Market Trend Graphs

Zip Code 41015

Source: Delta Media Group, Inc.

Demographics

Kenton County Demographic Information for 4312 Church Street, Covington, KY 41015

Fips

Fips Code 21117

Population

2020 to 2025 Change up 4.0%

2010 Count 159,720

2020 Count 169,064

2025 Estimate (V2025) 175,779

2020 Estimate (V2025) 169,042

Age Distribution (Years Old)

0 to 4 5.6%

5 to 17 22.6%

18 to 64 55.0%

65 and Older 16.8%

Gender

Male 49.8%

Female 50.2%

Place of Birth

Foreign 4.1%

US 95.9%

Education

High School Graduate, Age 25+ 92.9%

Bachelor's Degree or Higher, Age 25+ 37.4%

Computer and Internet use

Households with a computer 95.8%

Households with a broadband Internet subscription 92.0%

Language

English is Second Language, Age 5+ 5.5%

English is First Language, Age 5+ 94.5%

Veterans

Veterans 7,465

Income

Per Capita Income $43,733

Median Household Income $80,548

People in Poverty 9.8%

Commute

Average Work Commute Time 23 minutes

Housing

Total Housing Units 73,256

Households 67,367

Average Household Size 2.52

Owner-Occupied 70.7%

Multi-Family 26.0%

Owner-Occupied Median Value $244,400

Median selected monthly owner costs -with a mortgage $1,584

Median selected monthly owner costs -without a mortgage $580

Median gross rent $1,069

Building Permits

New Private Housing Issued 2024 699

Years at Residence

1 Year or More 88.7%

Less Than 1 Year 11.3%

Business and Employment

Private non-farm Establishments 3,297

Private non-farm Employment 68,018

Private non-farm Employment Growth up 0.5%

Nonemployer Establishments 11,254

Number of Firms 2,816

Business Production

Value of Shipments $2,537,540,000

Wholesale Trade $1,316,991,000

Retail Trade $1,601,623,000

Retail Sales Per Capita $8,235

Accommodation and Food Services $405,567,000

Land

Land Area 160.25 sq. miles

Population Per Square Mile 997

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 1,217.87 per month $1,151.78 Principal & Interest $0.00 Property Tax (data not provided by mls) $66.09 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/08/2026. The listing information on this page last changed on 05/08/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 05/08/2026 12:01:13 AM EST) or Dayton MLS (last updated Thu 05/07/2026 11:46:50 PM EST) or CBRMLS (last updated Thu 05/07/2026 11:59:57 PM EST) or Multiple Listing Service of Greater Cincinnati (last updated Thu 05/07/2026 11:53:36 PM EST) or NKY MLS (last updated Thu 05/07/2026 11:28:33 PM EST) or Wrist MLS (last updated Thu 05/07/2026 11:24:37 PM EST) or Firelands MLS (last updated Thu 05/07/2026 11:12:04 PM EST) or MLS NOW (last updated Thu 05/07/2026 11:57:40 PM EST). Real estate listings held by brokerage firms other than Cutler Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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4312 Church StreetCovington, KY 41015